Use a Simple Sadaqah calculator & zakat calculator (India-Friendly)
Giving with clarity feels better. This guide explains what Sadaqah and Zakat are, how to calculate them step-by-step, and where to find a reliable
zakat calculator India to estimate in minutes.
Sadaqah vs Zakat: What’s the Difference?
What is Sadaqah?
Sadaqah is voluntary charity you can give anytime, in any amount. It includes money, food, time, or help—given purely to please Allah and support those in need. Estimating with a
dedicated Sadaqah calculator helps you plan regular giving.
What is Zakat?
Zakat is an obligatory charity on eligible wealth held for one lunar year (hawl), once the nisab threshold is met. Most commonly, it is calculated at 2.5% (1/40th) of the zakat-able assets.
A trusted zakat calculator simplifies this process.
Religious rulings may vary by school of thought (madhhab). For specific cases, consult a qualified scholar in your community.
How to Use a Zakat Calculator India (Step-by-Step)
- Pick a date: Choose your annual zakat calculation date (often Ramadan or the date you first met nisab).
- List assets: Cash at hand/bank, gold & silver, business inventory, investments intended for resale, receivables expected to be repaid.
- Exclude non-zakat items: Personal residence, primary car, daily-use furniture.
- Deduct short-term debts: Amounts due within the next year (e.g., unpaid invoices, short-term loans).
- Check nisab: Compare your net assets with the nisab (based on gold or silver value).
- Apply rate: If above nisab and one lunar year has passed, multiply net zakat-able assets by 2.5%.
Nisab & Eligible Assets for India
The nisab is the minimum wealth required before Zakat becomes due. It is commonly referenced using either the gold standard (~85 grams of gold) or the silver standard (~595 grams of silver).
A zakat calculator India should let you choose which standard you follow and use current market rates.
| Standard | Reference Weight | How it’s used |
|---|---|---|
| Gold | ~85 g | Higher nisab; fewer people qualify. Often used where wealth levels are higher. |
| Silver | ~595 g | Lower nisab; more people qualify. Considered more cautious in favor of the poor. |
Prices of gold/silver change daily. Always use up-to-date rates on your calculation date.
Illustrative Example (For Learning Only)
Suppose on your calculation date you have: ₹120,000 in bank, gold worth ₹80,000, business inventory ₹50,000, and short-term debt of ₹20,000. Your net zakat-able assets are:
₹120,000 + ₹80,000 + ₹50,000 − ₹20,000 = ₹230,000
If this amount is above the nisab (based on the standard you follow) and you have held nisab for a lunar year, Zakat is:
2.5% of ₹230,000 = ₹5,750
This is an example. Your situation may differ; always verify with an accurate tool like a
zakat calculator.Make Sadaqah a Habit
Sadaqah is flexible and powerful—give daily, weekly, or monthly. You can schedule amounts tied to your income, set alerts for special days, or support emergency appeals.
Planning with a Sadaqah calculator helps you stay consistent while balancing family needs and other obligations.
Quick Tips
- Automate a small daily/weekly gift; top up during blessed months.
- Split between immediate relief and long-term projects (education, healthcare, water).
- Keep receipts and a simple log for transparency and tax purposes where applicable.
FAQ
Do I include my primary home or car in Zakat?
No. Personal items in daily use (primary home, car, furniture) are generally excluded. Business inventory and cash equivalents are usually included.
What if my wealth fluctuates during the year?
Track from the day you first met nisab. On your annual Zakat date, assess current holdings. If you are above nisab, pay 2.5% of zakat-able assets.
Gold vs Silver nisab—what should I choose?
Both are valid references. Some choose silver to be cautious and benefit more recipients; others use gold. Ask local scholars for guidance.
Can I give Zakat to close relatives?
You may give to eligible relatives who are not your direct ascendants/descendants (not parents/children) and who qualify to receive Zakat.
Calculate Now & Give with Confidence
Ready to estimate your giving? Use a dedicated tool designed for clarity and speed.
Whether you prefer a quick Sadaqah calculator or a detailed
zakat calculator India, start today and record your results for next year’s reference.
Disclaimer: This page is educational. For personal rulings, consult a qualified scholar.